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The rac offer both uk and eu breakdown cover as an optional extra, which can be added to your policy for an additional cost. Motorcycle insurance also varies by state due to state minimum coverage laws and the length of the riding season. A bike with a powerful engine will generally command higher premium. Having motorcycle insurance can protect you when accidents happen. There is no hard and fast rule for this, but think of it like this… if your bike is worth a lot of money, it costs more to insure. They're experts in their field and that means you get. Consider getting a riding qualification.
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